BREAKDOWN COVER

What is breakdown cover?

Breakdown insurance can be added to your Saga car insurance to cover the cost of roadside assistance if your car breaks down when you’re out and about. If your car can’t be fixed on the spot, we can help you get it to the nearest garage.

If you already hold a Saga Car Insurance policy, you can add breakdown cover in MySaga at any time.

What levels of cover do we offer?

We have five types of breakdown cover levels for you to choose from:

• Essential – if you’re more than ¼ mile from your home address or where you normally park your car, you’ll get roadside assistance or breakdown recovery to the nearest garage within 10 miles. Plus, we’ll reimburse you for a taxi to get you and your passengers where you need to go (within 20 miles)
• Home Call – home breakdown cover includes repair or breakdown recovery to the nearest garage if your car won’t start at home or breaks down anywhere in the UK. You’ll also get reimbursement of taxi costs to take you and your passengers anywhere within 20 miles
• National Recovery – if roadside assistance won't be able to repair your car by the end of the day, we’ll take you and your car home, to your original intended destination or to a suitable repairer anywhere in the UK*
• Comprehensive – you get all the benefits of the other cover levels in the UK, plus if your car can’t be repaired by the end of the day or has been stolen and not recovered, you’ll be covered for a hire car, alternative transportation or overnight accommodation if necessary. We’ll also pay up to £150 of the travel costs for you to pick up your car when it’s repaired
• Premier – you’ll get all of the above, plus European breakdown cover with roadside assistance and breakdown recovery in 55 countries and territories in Europe. Or if you’re about to go on holiday but you break down enroute and we’re unable to fix your car, we’ll give you transport to your UK departure point. And if your car breaks down within 24 hours of your planned departure date in the UK, we’ll arrange a hire car for up to 14 days so you can carry on with your trip.

*When breakdown occurs at least 1/4 mile from your home address or where the car is normally kept.

We also offer additional cover options , which include:

• Additional vehicle cover – you can add cover for up to three extra vehicles for you or other drivers living at the same address
• Personal cover – extend your cover to any car you and your spouse/partner (or nominated driver aged 50 or over living at the same address) drive or travel in, anywhere in the UK.