ELECTRIC CAR INSURANCE

• NEW Battery recharge - If your electric car is immobile because it’s run out of charge while you’re driving in the UK and you don’t have any valid breakdown cover, we’ll send the RAC. They’ll give your car a boost so you can get to the nearest electric vehicle charge point. Or they can arrange for you, your passengers and your car to be taken to the nearest electric vehicle charge point, or to your home, whichever is closer.

• Over the air updates (OTA) - All manufacturer approved software updates and settings installed wirelessly such as functionality, performance and safety updates are covered as standard.

• Battery cover - We'll replace your battery if it's damaged as a result of an accident or fire.

• Charging equipment - We'll repair or replace your charging cable and any adapters if they're damaged by fire, theft or accidental damage.

• Two years' new for old cover - If you've owned your electric car from new, and it's up to a year old, we'll replace it with a brand new one if it's written off. Vehicles between one and two years old are covered up to 12,000 miles.

• Liability - We'll cover any claim against you if someone trips over your charging cable and injures themselves.

What is an electric car?

• An electric car is powered by one or more electric motors that run on rechargeable batteries.

• Most electric cars use a single gear, so it feels like you’re driving an automatic car.

• You can charge electric cars at public charging sites or get a special wall charger installed at home.

• They can drive for around 100-300 miles before they need re-charging.

• Electric vehicles are much more eco-friendly as no tailpipe means no exhaust gases.

• Electric cars don’t release emissions so owners don’t pay tax or congestion charges.

• Most electric car brands offer an 8-year (or 100,000 mile) warranty on the batteries.

What is a hybrid car?

• Hybrid cars have a fuel engine that does most of the work but they also partially run on an electric motor.

• Conventional hybrid cars charge as you drive them and chargeable hybrid cars need to be charged at home or at a charging site.

• Both types of hybrid car use the energy from braking to help recharge the cars batteries.

• Hybrid car batteries last on average between 80,000 and 100,000 miles.

• You will still need to fill your car up with petrol or diesel.

• Hybrid engines emit around 15-30% of the emissions of traditional petrol and diesel cars.

• Hybrids emitting less than 75g/km of CO2 are exempt from congestion charges.