REPLACEMENT CAR EXTENSION

What is Replacement Car Extension?

Our Comprehensive policies include a replacement car as standard if an approved repairer is repairing your car following an accident in the UK.

For an additional cost you can add Replacement Car Extension to your policy. With this cover we can also offer you a courtesy car if yours is stolen or written off – keeping you mobile and giving you time to find and purchase a new vehicle.

Do I need Replacement Car Extension?

Having access to a courtesy car if your vehicle is written off could give you peace of mind if you would struggle to cope without it.

If you rely on your car for your commute to work, the school run, or you live in a remote location with little access to public transport, Replacement Car Extension could be worthwhile. You should consider how often you use your vehicle, any realistic transport alternatives, and whether a rental car might be cheaper.

What should I do if my car is written off?

If your car is written off, the ownership will transfer to your insurer, so you will need to update the DVLA that your vehicle has been written off and scrapped. Learn more about what happens if your car is written off.

What if the driver who was at fault fled the scene?

In some cases, the driver who was at fault may not be traceable, even though leaving the scene of a road collision can result in fines, penalty points on a licence or imprisonment. In these situations, you can make a claim through your insurer and provide information such as your police crime reference number, photographs of the accident, and any eyewitness names and contact details.